IF YOU DO NOT AGREE TO THE POLICY, YOU SHOULD NOT USE THIS INTERNET WEBSITE (OUR "SITE"). WE MAY MODIFY THE POLICY FROM TIME TO TIME AND POST THOSE MODIFICATIONS HERE. YOUR CONTINUED USE OF THE SITE AFTER ANY SUCH MODIFICATION CONSTITUTES YOUR ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Information

US-IBEX obtains information from and about you in number of different ways, including:

A. General Information. Some information ("General Information") is gathered automatically when you access the Site. This General Information (which includes Site pages visited, type of web browser used, type of operating system, and the domain name of your Internet service provider, and similar information) does not identify you personally. This may also include without limitation any and all information you provide at the location on the Site known as the "Business Forum"

B. Personal Information. Some information that may be identifiable as yours (your "Personal Information") is not gathered automatically at the Site. If you wish to provide Personal Information, you must do so voluntarily, and may do so in a number of different ways. The following are some of the kinds of Personal Information US-IBEX gathers:

i. Registration Information. When you register at the Site, you will be asked for certain Personal Information, such as your name, your street mailing address, your e-mail address, and other information;

ii. E-mail Information. When you send us e-mail messages, we may retain the content of your e-mail messages, together with your e-mail address and our response to you.

US-IBEX uses and discloses your information as follows:

A. General Information. US-IBEX uses and discloses General Information to understand Site demographics and content preferences, and shall do so without notice to, or permission from, you or any third party. In particular, US-IBEX may provide aggregate information about our customers, sales, Site traffic patterns and related information to our affiliates or third parties;

B. Personal Information. As further provided in Section 3 ("Other Use and Disclosure of Personal Information"), US-IBEX uses and discloses to our business partners and affiliates Personal Information for purposes of administering US-IBEX activities, providing customer service and making available other products and services to you and other US-IBEX network members. This may include focused advertising, online banner advertisements, new services, promotions and other responses to you. US-IBEX may also use and disclose Personal Information to notify you about important changes to the Site or our business, new US-IBEX services and special offers you may find valuable; and

3. Other Use and Disclosure of Personal Information

US-IBEX may enter into agreements with third parties who may be given access to Personal Information for the purpose of providing you information regarding products and services that we think will be of interest to you. We may also disclose any of your information when legally compelled to do so, or when we, in good faith, believe that the law requires it or for the protection of our legal rights. The following are some of the ways in which we may use or disclose your Personal Information to third parties:

A. Registration Information. US-IBEX reserves the right to transfer the Personal Information you provide US-IBEX during the Site registration process to third parties for those parties to use to populate their own website registration forms when you hyperlink from the Site to their websites, in order to save you time in filling out their registration forms. Such third party websites may include websites that are owned by third parties or that are "co-branded" sites of US-IBEX;

B. "Pre-Population" Information. When you come to the Site from a third party website, or when you hyperlink from the Site to a third party website, and in either case provide Personal Information at that third party website, US-IBEX may obtain that Personal Information (pursuant to an agreement between US-IBEX and that third party), and use that Personal Information to populate Site registration forms in order to save you time filing out Site registration forms; and

C. Shared Registration Information. When you register at the Site, you may be given the opportunity to register simultaneously at the websites of certain third parties. Unless you opt out of this opportunity by checking or clicking on the icon indicated on the Site, you will be deemed to have consented to such simultaneous registration, and shall therefore be subject to the privacy policies, if any, of such third party website.

4. Security

You understand and agree that "perfect" security does not exist anywhere, including the Internet. When you send credit card information to us at the Site, we use a technology called Secure Socket Layer (SSL) or Secure Electronic Transaction (SET) to encrypt this information between your computer and our server. Other personal information you send to us at the Site, however, including any e-mail messages, will not be encrypted unless we advise you otherwise.

5. Merchant Services

In the future, you may be able to access certain information related to third parties at the Site, or via links, banner ads, or "click-throughs" from the Site, regarding the goods or services of third parties (collectively, "Merchant Services"). You understand and agree that your access to or use of Merchant Services is a matter entirely between you and the associated third parties, and US-IBEX shall have no liability whatsoever for any such access or use.

6. Community

US-IBEX urges you to use discretion when sharing Personal Information in community areas on the Site such as message boards, mailing lists and directories. If you disclose Personal Information in such areas, you understand and agree that such Personal Information may be used and disclosed by others without restriction.

7. Contact Us

If you have any comments about this Privacy Policy or the Site, you may contact us at info@usibex.org.